Credit Cards in Dubai: It is time to open the door beyond financial freedom and go in with the best plastic friend ever, credit cards! Credit cards in Dubai are not only a convenient means in the modern cashless world, but also a lifestyle enhancer with travel benefits, cashback rewards and offers to suit your lifestyle.
However, there are always multiples of choices you could make out of a credit cards that fits your life and financial plans. Despite being a habitual traveller, avid luxury buyer, or cashback hunter? There is nothing to worry about because we have prepared a list of the top 5 credit cards in Dubai to make the decision easier.
Here is the list of the top 5 credit cards in Dubai
1. Emirates NBD Skywards Infinite Credit Card
This card is ideal to those who travel often and is ranked at the top of the list of credit cards in Dubai with premium travel benefits. Coupled with Emirates Skywards loyalty scheme, it will allow you to accumulate Skywards Miles with each purchase, which can be used to upgrade flights, stay in hotels and beyond.
Key Benefits:
- Get Skywards Miles on every purchase
- Free access to airports lounge
- Express check-in and fast-track immigration
- Discounts at luxury restaurants and retail outlets
Best for: Jet-setters and luxury travellers who always travel using Emirates.
2. Mashreq Solitaire Credit Card
Mashreq Solitaire Credit Card offers high-end banking. It is one of the best credit cards in Dubai, and it serves a client with a high net worth and specializes in providing tailored experiences and quality service.
Key Benefits:
- Executive relationship manager
- Free golf, spa and airport transfer privilege
- Top level rewards system which has flexible redemptions
- VIP access to Mashreq’s exclusive lifestyle concierge
Best for: People who want personal, top quality services and exclusive experiences.
3. ADCB LuLu Platinum Credit Card
This co-branded credit card is the perfect one you should have, especially when you do most of your shopping at LuLu Hypermarkets. Being one of the leading credit cards in Dubai in terms of retail fanaticism, it rewards you every penny spent in dollar denominations with LuLu Points.
Key Benefits:
- LuLu points which can be used to redeem vouchers and discounts
- Special offers at LuLu Hypermarkets
- More discounts on food, electronic items and clothes
- Complimentary additional cards to family members
Best for: Budget-friendly buyers who go regularly to LuLu stores.
4. RAKBANK Red Credit Card
Online shoppers and tech users are crazy about this card! RAKBANK Red Credit Card is one of the most innovative credit cards in Dubai as it gives you credits in digital interactions and daily expenditures.
Key Benefits:
- Red Points can be earned on every transactions
- Exchange points on electronics, gadgets and e-vouchers
- Special offers to the delivery of essence food and websites
- Restaurant or movie deals of buy one, get one free
Best for: To young professionals, people who are tech-enthusiastic, and digital-first consumers.
5. Citibank Citi Cash Back Credit Card
Cashback lovers, rejoice! If your goal is to get maximum returns on everyday spends, then the Citi Cash Back Card is one of the best options for you. The Citi Cash Back Card is amongst the most intelligent credit cards in Dubai that you can associate with in case your aim is to maximize returns on a daily basis spending.
Key Benefits:
- Cashback up to 5% on groceries, restaurant meals, and bills payment
- Access to Citi World Privileges and exclusive events
- Automatic cashback with no redemption hassle
- Fraud protection and worldwide acceptance
Best for: Practical users interested in real privileges in their daily expenditure.
Also Read: Easy Recipe of Hainanese Chicken Rice: A Southeast Asian Classic
How to Choose the Right Credit Card in Dubai?
There are too many profitable options to consider so that card choice may seem overwhelming. Here is how you can narrow it:
- Answer the Question – What do I spend most on? The travel, groceries, or online shopping? Then select a card that offers you the most benefits in areas where you spend most of your money.
- Compare Annual Fees against Benefits – A card with a lot of high fees can also present better value when the rewards provide significant benefits.
- Look for Flexible Redemption Options – Look at the options available to redeem your points or cashback in all ways that suit you.
- Review Foreign Transaction Fees – These are high rates in cases of frequent traveling; travelers should not use cards that cause such high rates.
- See What Introductory Offers Exist – A lot of credit cards in Dubai have welcome bonuses, 0% interest rates and free access programs to airport lounges to new customers.
Final Words
Whether it is a luxurious form of travelling benefits or daily savings credit cards in Dubai can be your ticket to the finest lifestyle you know-only when you make the right choice. When you want to go up the career or business ladder, or you just want to enjoy your life in the UAE, the right credit card can be your key to open the financial freedom and amazing rewards.
What are we waiting for? Select the option, which is suitable to your lifestyle and enter the world of exclusive privileges. As Stalk Dubai is by your side, the life you will live (financially speaking, and otherwise) in the city of gold, will be something extraordinary. Be wise, have the right use of money, and be smart, and your credit card is your dinner!